The Personal CFO Formula

THE pCFO FORMULA

At Spectrum Wealth Management, we believe that wealth management can only be achieved through a process-driven formula focused on protecting and managing all aspects of an affluent family’s wealth. Planning forms the core of the process that places client interests first and considers important tax, risk management, asset management, estate, and philanthropic goals in every decision made and every action taken. If you are the owner of a privately-held business, our process also includes careful analysis to determine the effect business ownership can have on your personal wealth.

YOUR PERSONAL CFO

Just as a business employs a CFO to coordinate the many aspects of its finances, Spectrum Wealth Management specializes in developing coordinated strategies and customized, tax-efficient solutions for affluent individuals. As your Personal CFO, we seek to bring the full spectrum of wealth management capabilities and resources necessary to address your complex financial needs. We collaborate with your other professional advisors to ensure a seamless coordination of your financial strategies, in a manner that places your interests first, in these and other areas:

SPECIALIZED SERVICES

Financial Planning

Retirement Income Planning

Investment Management

Education Planning

Insurance Planning

Estate & Legacy Planning

Philanthropic/Charitable Giving

Trust Services

Business Success Planning

Employee Benefits

Corporate Retirement Plans

Tax Strategies

LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.

Tax services are neither provided nor endorsed by WCG Wealth Advisors, LLC. The Wealth Consulting Group, Spectrum Wealth Management or affiliated advisors.

THE ROLE OF YOUR PERSONAL CFO

Your Personal CFO serves as the resource to assemble and integrate your team of consultants into a comprehensive and cohesive team.

WHAT IS COMPREHENSIVE WEALTH PLANNING

Our role as your Personal CFO and Wealth Advisor is to look at all areas of our clients’ wealth.

Our team manages investments and also understands and analyzes topics below the waterline, which are often hidden from plain sight.
Looking at all areas of our clients’ wealth is called comprehensive wealth planning, and helps guide you, your family, and your team to make the best decisions to make your money and wealth work for you.

The financial consultants at Spectrum Wealth Management are registered representatives with and securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through WCG Wealth Advisors, LLC. WCG Wealth Advisors, LLC, The Wealth Consulting Group, and Spectrum Wealth Management are separate entities from LPL Financial. The SmartVestor program is a directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of Spectrum Wealth Management or LPL Financial.

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.